AneePay — Crypto Payment Questions Answered

Get quick answers about AneePay: accept USDT, USDC, DAI on Polygon with 0.5% fees. Learn about security, MetaMask integration, domain safety checks, and API setup for your online store.

AneePay offers lower fees, instant payments, and zero chargebacks compared to banks. No intermediaries freeze your funds.
  • No intermediaries: payments go directly from buyer to seller
  • Instant settlement: funds arrive after Polygon confirmation (~2-5 seconds)
  • Zero chargeback risk: blockchain transactions are irreversible
  • 0.5% fees: vs 2.5-5% for traditional payment processors
  • 24/7 operation: no holidays, weekends, or business hours
  • Borderless access: accept USDT, USDC, DAI from anywhere
You keep up to 90% more profit from every transaction. Cash flow never stops.

Yes, AneePay is extremely safe for crypto payments on Polygon. We use a multi-layered security system built on industry standards.
  • OpenZeppelin standards — battle-tested smart contract libraries
  • ReentrancyGuard — physically prevents re-entrancy attacks
  • Pausable function — instantly halts operations if threats are detected
  • Emergency recovery mechanism — ensures funds never get stuck
  • Transit-only funds — tokens never locked in contract
Your funds pass through the contract directly to the recipient. They cannot be frozen or stored inside. Signing transactions in AneePay dApp is completely safe.

No, tokens cannot be lost and transactions cannot get stuck. Our smart contract uses precision math and atomic execution.
  • SafeERC20 library — guarantees full transaction execution or complete revert
  • Basis point precision — eliminates fractional asset loss
  • Zero rounding errors — every calculation is exact
  • Atomic transactions — all or nothing execution
  • Funds stay in wallet — if transaction fails, nothing is deducted
  • No partial transfers — commission and receipt happen together
If something goes wrong, the transaction reverts. A situation where commission is deducted but recipient receives nothing cannot occur. Your funds stay in your wallet.

AneePay supports USDT, USDC and DAI stablecoins on Polygon. We operate exclusively on the Polygon network for fast, low-cost transactions.
  • USDT (Tether)
  • USDC (USD Coin)
  • DAI (MakerDAO)
We're actively working on expanding supported tokens and networks.

Your money is never stored in the AneePay contract. Funds go directly from buyer to seller in a single transaction.
  • Atomic Swap logic — direct transit principle
  • No contract balance — tokens never sit in the contract
  • Instant distribution — part to recipient, part covers commission
Your tokens pass through the contract in one indivisible transaction. Not even for a second.

The smart contract will block the transaction and return an error. Built-in safeguards prevent common human errors.
  • Zero address validation — blocks invalid recipient addresses
  • Empty transaction check — prevents zero-amount transfers
  • Instant error feedback — operation blocked before execution
Your assets never disappear due to a typo. The system validates everything first.

Yes, AneePay is perfect for micropayments and small transfers. Our contract is tuned for maximum fairness on tiny amounts.
  • 0.5% commission — standard rate for all payments
  • Zero rounding — if commission rounds to zero, you pay nothing
  • No minimum amount — send any value you want
You get full service without extra costs. Other services may round commissions in their favor.

AneePay works directly with your MetaMask wallet — no balance top-ups needed. Your funds always remain under your control.

To buy tokens in MetaMask:
  • Open MetaMask app and switch to Polygon network
  • Click the "Buy" button on the main screen
  • Select your region and payment method (credit card, Apple Pay, Google Pay)
  • Choose token (USDT, USDC, DAI) and complete purchase via partners like Transak or MoonPay

To cash out to fiat: Use the "Sell" button in MetaMask, or transfer tokens to any cryptocurrency exchange.

AneePay transactions process in 2 to 5 seconds on Polygon. Payments are nearly instant compared to traditional banking.
  • 2-5 seconds — typical confirmation time
  • 10x faster than Ethereum — tens of times quicker
  • Instant fund distribution — smart contract pays recipient immediately
Once blockchain records the operation, funds go to the recipient right away.

AneePay charges just 0.5% per transaction — transparent, low-cost pricing. The rest goes directly to your wallet.
  • 0.5% fee — automatically deducted by smart contract
  • 99.5% to you — remaining funds sent instantly
  • No hidden fees — no account maintenance charges
Traditional payment processors charge 2.5% to 5% per sale. You keep up to 90% more profit.

AneePay payment page is optimized for MetaMask wallet. The system generates a direct deeplink for your convenience.
  • MetaMask deeplink — automatically opens MetaMask app on smartphone
  • Payment details pre-filled — no manual entry needed
  • One-tap payment — confirm transaction in your wallet
Other wallet options are not currently supported. MetaMask works on iOS and Android.

No, the recipient address cannot be changed during payment. The smart contract locks the merchant's address when invoice is created.
  • Fixed recipient — address locked at invoice creation
  • Direct transfer — funds go from buyer to seller only
  • Single transaction — indivisible, no redirection possible
This protects your security. Funds cannot be redirected to a different wallet.

Integrate AneePay via API with a simple POST request. Your website sends payment details to our endpoint.
  • Endpoint: POST /payment/
  • Request data: amount, token, network, description
  • Domain identification: automatic via Origin header
  • Output: payment page with QR code and MetaMask deeplink
Our system generates a payment page for your customer automatically. Integration takes minutes.

operationId is a unique 128-bit identifier for your transaction. Merchants use it to locate your payment instantly.
  • Unique ID: 128-bit transaction identifier
  • On-chain record: stored in blockchain with payment
  • Find it: payment page or wallet transaction details
Provide this ID to the merchant for instant payment confirmation and service delivery.

Use the "Pay with MetaMask" deeplink button below the QR code. It sends the same payment data to your wallet.
  • Deeplink button: located directly below QR code
  • Same payment data: identical to QR code scan
  • Check connection: ensure device is connected to internet
  • Polygon network: wallet must be set to Polygon
The deeplink opens MetaMask automatically. Confirm transaction in your wallet.

No, identity verification is not required. We only check your domain reputation via Google Safe Browsing.
  • No KYC: no personal documents needed
  • Domain check: your domain must not be flagged as malicious in Safe Browsing databases
  • Fast onboarding: start accepting payments after domain safety checks
As long as your domain has a clean reputation, you can use AneePay immediately.

All actions happen in the smart contract — if payment doesn't confirm, funds return to you. No money is lost.
  • Smart contract execution: all payments processed on-chain
  • Auto-refund: unconfirmed or failed payments are returned automatically
  • No manual intervention: the contract handles everything
  • Check wallet: returned funds should appear shortly
Your funds are safe. If something goes wrong, they return to your wallet. If funds don't return within a reasonable time, contact support with your transaction hash.

The "unsafe" status is a security protection for new accounts. Payment processing is restricted until review is complete.
  • Default status: is_safe = False for new accounts
  • Security review: ensures compliance with platform policies
  • Restricted processing: protects payer funds during review
  • After approval: status updates to True, full access enabled
Contact support if your account remains marked unsafe after verification.

All payments are displayed in your Dashboard. View complete transaction history and current status.
  • Automatic loading: all payments associated with your accounts
  • Transaction details: amount, token used, timestamp
  • Status tracking: pending, confirmed, completed
  • Blockchain view: verify transactions on Etherscan
Dashboard shows real-time payment data. Etherscan provides on-chain confirmation.

Funds go to the wallet address you specified in the wallet field. You can change it anytime in settings.
  • Set during creation: enter wallet address when creating account
  • Update anytime: edit via Update View in account settings
  • Immediate effect: new payments go to updated address
All payments after the update are sent to the new wallet address automatically.

Simply send a POST request to start receiving USDT payments. Integration is straightforward.
  • POST request: send payment details to our API endpoint
  • Full instructions: available in our API documentation at api.aneepay.com
  • No complex setup: start accepting payments in minutes
Check our API docs for complete integration guide and code examples.

You are responsible for taxes according to your local jurisdiction. We don't report or withhold taxes.
  • Your responsibility: pay taxes as required by your country's laws
  • No reporting: we don't report your transactions to tax authorities
  • Full privacy: your payment data stays between you and the blockchain
Consult your local tax advisor for crypto payment obligations.

Yes, AneePay works for subscriptions and recurring payments. The process is the same as standard purchases.
  • Same API flow: no special setup needed for recurring billing
  • Merchant-initiated: create a new invoice for each billing cycle
  • Customer approves: payer confirms each transaction in their wallet
Implement recurring billing logic on your side and use AneePay for each payment.

AneePay offers lower fees and zero chargebacks compared to Coinbase Commerce. Here's the key difference.
  • Fees: AneePay charges 0.5% vs Coinbase Commerce's 1% — you save up to 50%
  • Zero chargebacks: blockchain transactions are irreversible, unlike Coinbase which may support chargeback disputes
  • No intermediaries: payments go directly from buyer to seller — no fund custody
  • Instant settlement: funds arrive after Polygon confirmation (~2-5 seconds) vs Coinbase's variable processing time
  • No KYC: only domain verification required — Coinbase Commerce requires business verification
  • Open-source smart contract: verified on Etherscan for full transparency
AneePay is built for merchants who want lower fees, faster settlement, and full control over their funds.

Stripe Crypto is a centralized bridge; AneePay is a native Web3 gateway designed for true ownership.
  • True Non-Custodial: Stripe controls the flow and can freeze accounts. In AneePay, your keys = your crypto. We never touch your funds.
  • Zero Chargebacks: Stripe's ecosystem often inherits fiat risks. AneePay utilizes immutable smart contracts, making chargebacks physically impossible.
  • Instant Global Reach: No waiting for Stripe to "support your country." If you have a wallet and a domain, you are ready to go.
  • Smart Contract Transparency: Unlike Stripe's "black box" logic, our code is verified on Etherscan for anyone to audit.
If you want to escape the limitations of traditional fintech, AneePay is the decentralized choice.

AneePay removes the friction of traditional crypto processors like BitPay by eliminating middleman custody and lengthy KYC.
  • Lower costs: While BitPay fees can climb with network and processing costs, AneePay stays flat at 0.5% all-inclusive.
  • No Hold Periods: BitPay often holds funds before payout. With AneePay, settlement is instant and goes directly to your wallet.
  • Privacy First: Start accepting payments without submitting sensitive business documents—we only verify your domain.
  • Polygon Efficiency: Avoid the high gas fees and slow confirmations often associated with BitPay's multi-chain settling.
AneePay gives you the speed of the blockchain without the corporate overhead of legacy processors.

Gas is already included in our 0.5% commission fee. You don't pay anything extra.
  • 0.5% all-inclusive: covers both our service and network gas
  • No hidden costs: one transparent fee
  • Low Polygon fees: network costs are minimal on Polygon
You never need to worry about fluctuating gas prices. The 0.5% covers everything.

The smart contract is verified and available on Etherscan. You can audit the code anytime.
  • Verified contract: source code publicly available
  • Etherscan link: find it on etherscan.com
  • Open-source: review the logic that processes your payments
Transparency is our principle. Anyone can verify the contract's security and logic.